Steve A. Stone
A primer on the coming dystopian personal ID and financial system
By Steve A. Stone
February 13, 2022

Dear Friends and Patriots,

Are you wondering what your future might look like? Are you wondering if the remnant freedoms you still cherish will exist ten years from now? Read the following discussion carefully. Verify what you read, using the links provided and others you can easily find on line. Understand one thing above all – the train to complete authoritarian governmental control is already moving at full speed down the tracks. Because there are so many facets to it – it’s unstoppable. The future implications are frightening, but they’re also almost 100% certain.

We like to believe our Constitution protects us. We tend to place a lot of emphasis on The Bill of Rights. Just think how life might be if only one of our rights is eliminated. The First Amendment supposedly guarantees our rights of free speech and assembly. Does it now? Will it in the future? The Fourth Amendment supposedly protects our “… papers and effects, against unreasonable search and seizure …” without a warrant issued, based on probable cause. Does it? Can it, even now? The answers – they’re in The Cloud.

This is a multi-part discussion of several things that are all related. Some may not seem so, but I hope to knit them together so you will understand their connectivity. Everything that follows falls under the general heading of Digital Tyranny. Some of the things discussed are real, present day realities. Others are planned for implementation in the near future. Each part seems fairly innocuous if you listen to the official rationale offered you, but none of them are.

Let’s begin.


Wouldn’t many problems we have in our world be made better if everyone had an absolute, foolproof way to uniquely identify themselves? Wouldn’t it be great if each of us could have absolute certainty that our identity couldn’t be stolen or even compromised? If you think so, you should feel happy that such a thing as ID2020 exists.

The information below is taken from the web page of ID Alliance Partners. You can verify it as well as do more extensive research at this link:

Here’s a little of what they say about themselves:

    In 2018, ID2020 Alliance Partners, working in partnership with the United Nations High Commissioner for Refugees (UNHCR), drafted a formal articulation of our perspective on ethical approaches to digital identity. The landmark ID2020 Alliance Manifesto below lays out these shared principles and forms a starting point to guide the future of digital identity globally.

    The Alliance Manifesto

    The ability to prove one’s identity is a fundamental and universal human right.

    We live in a digital era. Individuals need a trusted, verifiable way to prove who they are, both in the physical world and online.

    Over 1 billion people worldwide are unable to prove their identity through any recognized means. As such, they are without the protection of law, and are unable to access basic services, participate as a citizen or voter, or transact in the modern economy. Most of those affected are children and adolescents, and many are refugees, forcibly displaced, or stateless persons.

    For some, including refugees, the stateless, and other marginalized groups, reliance on national identification systems isn’t possible. This may be due to exclusion, inaccessibility, or risk, or because the credentials they do hold are not broadly recognized. While we support efforts to expand access to national identity programs, we believe it is imperative to complement such efforts by providing an alternative to individuals lacking safe and reliable access to state-based systems.

ID2020 Alliance Partners? These are three of the Partners you need to know about: Microsoft, The Rockefeller Foundation, and Gavi – The Vaccine Alliance. That’s a rather interesting trio, isn’t it? Microsoft usually indicates Bill Gates is involved and sees this project as a big money-maker. Rockefellers? That name literally reeks with the stench of New World Order. And, imagine that – a vaccine alliance group. What’s the link between IDs and vaccines? Isn’t that curious? Oh, that’s right – GAVI gets major support and participation from the Bill and Melinda Gates Foundation, which also supports pretty much everything being discussed in this article. Check GAVI’s web site and confirm that. You’ll find them at:

ID2020 has not identified their exact method of assigning unique IDs to every person on the planet. They’re beta testing a few ideas now. One uses uniquely-assigned QRs code that would be registered to a centralized, cloud-based identification database. The QR code contains keys that allow access into whatever data is stored for each person registered. Today the published literature speaks of medical data, general information such as address and phone number, biographic information, resume history, etc. One current beta test in an African country uses QR IDs attached to vaccine information. That implies the QR itself provides access to the individual’s vaccine passport. It was reported that software has already been written that will allow the exact same individuals to add Digital Wallets under their QR IDs. There are other plans, too, as we shall soon discover.

Facial Recognition

Facial recognition software has been improved to the point it’s being widely used in criminal investigations and by most intelligence services in the world. It’s not 100% fool-proof, but nothing ever is. It’s reliable enough that China uses it to as part of their Social Credit Monitoring System to identify and track people who try to access social privileges they’ve been officially denied due to having a low social score; privileges like riding a city bus, or boarding a train to leave their city.

Facial recognition software is now 3-D. Using a small library of previous images of a person the software can provide monitoring entities with positive matches. If the person of interest is in an area with sufficient numbers of linked monitoring cameras, the software can track their movements as they travel about.

Allow me to pose a scenario. Jonathan X is unvaccinated against COVID. As such, he’s not allowed to go into theaters, use public transportation, or enter any government building. Monitoring software in Chin Chang City accesses a library of citizens who are known to be unvaccinated. Using a linked camera system that monitors every intersection in the downtown business district of the city every person who is on the streets and sidewalks is continuously scanned and identified. If Jonathan X is on the downtown streets the system will detect and positively identify him within minutes. Once identified, the system flags him for continuous monitoring. Every time Jonathan X is detected his image is flagged for scrutiny. The system is programmed with the identities of all buildings in the downtown area and can identify objects of interest, such as city busses. If Jonathan X approaches a building or object of interest that is prohibited to him according to his ID file, the system alerts a monitoring official to commence enforcement action. This is how the system works in China today. It wouldn’t be possible without 3-D facial recognition capability. It also wouldn’t be possible without a cloud-based ID computer system to maintain information files on individuals and software that continuously updates their social scores.

Who all is involved in the development of facial recognition software? Microsoft is. They’re only one of many companies hawking such software today, but when Microsoft teams with the Bill and Melinda Gates Foundation on any undertaking, which company’s software do you suppose is the first choice to implement?


The US and European nations don’t use a social credit system that applies to average citizens – yet. However, such a system is now in use in the banking and finance sectors and, increasingly, to rate corporations. It’s referred to as ESG, which is the acronym for Environmental, Social, and Governance. The system used can easily be applied to the individual level if other technologies discussed herein are fully implemented, e.g. Digital IDs, digital currency, digital wallets.

A comprehensive description of ESG can be found at:,_social_and_corporate_governance

The description is not perfect, but close enough.

A high-level synopsis of ESG is below. Use of ESG criteria in business has been growing dramatically in recent years. Companies that have “good” scores are favorites of investors who care about maintaining a politically correct portfolio, where profit is not the point – feeling good about oneself is.

    What Are Environmental, Social, and Governance (ESG) Criteria?

    Environmental, social, and governance (ESG) criteria are a set of standards for a company’s operations that socially conscious investors use to screen potential investments. Environmental criteria consider how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company’s leadership, executive pay, audits, internal controls, and shareholder rights.

    Key Takeaways

  • Environmental, social, and governance (ESG) criteria are an increasingly popular way for investors to evaluate companies in which they might want to invest.

  • Many mutual funds, brokerage firms, and robo-advisors now offer products that employ ESG criteria.

  • ESG criteria can also help investors avoid companies that might pose a greater financial risk due to their environmental or other practices.

The main point of discussing ESG is simple – just consider how easy it might be to adapt the ESG scoring system to individuals. America is just a single step away from adopting the Chinese Social Credit Monitoring System.

HR 4741 – Digital Asset Market Structure and Investor Protection Act

HR 4741 is a bill before Congress that proposes the government adoption of the Digital Dollar and to allow the Federal Reserve Bank (Fed) to issue and track the use of said Digital Dollars.

Read the bill, found at the link below. Pay close attention to the parts about the Fed’s role in the creation, issuance and tracking of Digital Dollars.

A logical question to ask is, “What’s so different about Digital Dollars from using a credit card? Isn’t it pretty much the same thing?” The answers are fairly simple. Digital Dollars are serialized. If adopted, all the funds in your bank accounts will be re-identified as Digital Dollars, and each and every one of those dollars will get a unique serial number. If you have $40,000 in a savings account, your account will have 40,000 unique identifications attached to it. When you make a purchase for $50 the bank transfers 50 of those unique ID numbers to the seller’s account. In truth, those unique ID numbers replace money.

When I read about the intent of HR 4741 the narrative indicates it’s not an attempt to replace physical currency, but a way to make digital financial transactions more secure. Digital currency IDs would use Block Chain security measures. It may be wise to ignore the assurances. Many times they are tendered solely to divert you from an obvious truth. In this case, the truth may just be the creation of the Digital Dollar is only Step 1 on our country’s path toward a cashless society. In the next discussion you’ll read about how the rest of the world is being nudged toward that very same goal.


You can find out all about this initiative at:

Just do like always and take every statement you read with a grain of salt. All UN affiliated organizations have very high-minded and vaguely worded statements about what they are, what they do, and the purposes they serve. Almost every one of those statements is, at least in-part, a diversion from the literal truth. You always have to keep foremost in your mind that the United Nations has always been a front-line New World Order proponent. When the UN is involved in any undertaking it’s always prudent to try to understand how they’re trying to facilitate the emergence of the single world government. As things go, this one is pretty easy to understand.

The following statements were copied directly from the Better Than Cash Alliance website:

    Based at the United Nations, the Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to responsible digital payments to help achieve the Sustainable Development Goals”

    Why Digital Payments

    Billions of dollars are in cash payments made daily in emerging and developing countries, including salaries, social transfers, humanitarian relief and payments to suppliers and farmers.

    Shifting these payments from cash to digital has the potential to improve the lives of people on low income, particularly women. It also means that governments, companies and international organizations can make and receive payments in a cheaper, safer and more transparent way, helping build economies that are inclusive.

    Our Alliance does not want to abolish physical cash, but rather, we aim for choice in how to make and receive payments. We want all digital payment options to be responsible and “better than cash.

Does that description make sense to you? Here are a few questions that you should ask: How does means of payment have anything to do with achieving “Sustainable Development Goals”? Does a shift from physical cash to digital currencies improve anyone’s life in any tangible way? Who is being helped? Who is making more money?

These are the identified US Resource Sponsors: The Bill & Melinda Gates Foundation, VISA, and USAID. Identified US corporate sponsors are: GAP, H&M Group, and Coca-Cola. If I interpret those correctly, resource sponsors give either money or material support to further the undertakings, while corporate sponsors give free advertising. If that’s correct, pay attention to a truth – The Gates Foundation operates as a charity, but rarely donates funds to anything that doesn’t ultimately produce a financial return – to Gates. VISA is a company that’s all about money. Do you think they would invest in anything that wouldn’t benefit them? USAID? That tells me the taxpayers of America are being fleeced – our money is being used to fund this UN-sponsored NWO initiative. Do you recall ever being asked about that? Do you recall your Congressman or Senator ever telling you this was going on?

You should be wondering who benefits from shifting from tangible coin-and-paper based currencies to digital. Where’s the financial gain? It’s all in manpower and material. Consider the cost differential in creating tangible currency vs digital. Digital currency can be created and managed by software. There are no stamping or printing presses to operate and maintain. There are no counting machines, no vaults, no scales, no armored trucks, no guards, no tellers, no ATMs that require servicing. In fact, in the ultimate, there would be no need for your local bank at all. In the ultimate everyone would have a government-provided broad-band connection and a log-in ID and password directly to the Fed’s servers. All your financial transactions would be done either on-line or via your government-provided hand-held device, interfacing directly via the 5G network with your account that’s managed by the Fed. Those in other countries would do almost exactly the same thing, accessing their “money” via their own central bank’s computers.

Very soon we should expect to see this digital money system integrated with the digital ID system. We’ll be told it will make all our financial transactions more secure, because all questions about our identifications will be resolved as we log into our central bank accounts. Yes, that’s what they will tell us.

If you paid attention above you noted the Better Than Cash Alliance statement that the initiative is not intended to replace physical cash. Do you believe it? Note that VISA is a resource sponsor. Want to know what VISA’s real plans are? Just read on.


We tend to think of VISA as a credit card company only. We don’t often pay attention to the truth that they and other credit issuers have a big role in the creation of new money. If you understand the theory of money you know the creation of debt acts as an inflator of the money supply. Private debt is no different from public debt. As long as the debt remains, regardless of the amount or source, the total supply of money in the system includes that debt figure. Conversely, debt decrements the money supply as it is retired. VISA, as one of the world’s largest holders of private debt, has created an significant percentage of the world’s money. Now, they have a great idea of how to integrate their company more completely with the central banking systems. If their idea comes into being it’s true that VISA will become its own central bank, operating on a global scale.

What makes all this possible? To understand it you need to read VISA’s patent application for Digital Fiat Currency. You can find it at:

What you’ll read is a complete and realistic proposal for converting to a cashless economy. The serialization scheme for digital currency is described, as are the block-chain security measures to be used. Note that proposed serializations use current serial numbers and cause real, tangible currency to be retired and destroyed. VISA has provided us with a look at the future where we act as participants in the gradual elimination of the use of physical currency. Here are a couple of those descriptive sections:

    Under “Detailed Description” – “[0051] In some embodiments, the central entity 104 is an entity, such as a central bank, that is responsible for the production and distribution of money and credit in a region (e.g., a nation). Central entities 104 may have exclusive permission to transform physical currency into digital currency in order to regulate the value of the digital currency. The central entity 104 may be a node of the blockchain network which may include the blockchain 112. The central entity 104 may control when, and how much, digital currency is generated. The central entity 104 may further manage the destruction of units of physical currency in connection with the generation of corresponding units of digital fiat currency. For example, every time a dollar worth of digital fiat currency is generated, the central entity 104 ensures that a corresponding physical dollar bill is removed from circulation, in order to regulate the value of the digital fiat currency. Such functionality may be performed by a central entity computer 200, as further described below with respect to FIG. 2.”


    [0054] The redeeming entity 102 may accept physical currency for exchange for digital fiat currency. The redeeming entity 102 may be an Automated Teller Machine (ATM) and/or a bank location. For example, a user may provide physical currency to an ATM or to a teller at a bank window. The redeeming entity 102 may transmit information characterizing the physical currency to the central entity 104 and/or other nodes of the blockchain. The redeeming entity 102 may further safeguard and transport the physical currency to an appropriate party to remove physical currency from circulation. For example, the redeeming entity 102 may transmit physical currency to the central entity 104 or an agent of the central entity 104 to destroy physical currency which has been converted to digital currency.

The patent application also provides a description of Digital Wallets. If you’ve paid attention lately you’ll have seen solicitations for the creation of such Digital Wallets. I’ve seen them in on-line ads for quite a while now. It’s nothing more than your centralized, cloud-based account.

If you have set up a Digital Wallet account you’re already a participant in the effort to transition from tangible currency to digital. Congratulations! You now should understand you’ve allowed yourself to be a tool of the NWO’s effort to eliminate your financial freedom. I’ll explain that statement later on.

My next reveal is something truly weird. This is where science fiction merges with science fact. If you truly understand it you should be frightened at the prospect. Here it is:

Microsoft Patent – W-2020-060606 – Digital Currency Technology Using Body Activity

This is going to take a bit of effort to fully grasp. Microsoft has patented the technology to use human body telemetry as inputs to financial transactions. Here’s a link to the patent:

Read it. Think about what you read. It’s scary stuff. It essentially lays out a methodology to couple with the ESG or Social Rewards programs to either give or take money and privileges based on the inputs from the technology described by this patent.

The abstract describes programmed nanobots that monitor and report body parameters. The software of the system interprets the parametric reports and compares them to “standards” established within the system. Individuals are given “tasks,” which could equate to reading a document or performing a specific job. The telemetery (reporting the monitored body parameters) would report to the computer, which would analyze them to determine if the individual performed the task as instructed and performed it to the requisite standard. Those whose telemetery indicates “success” are rewarded with deposits of digital currency. Those who don’t perform, or perform below standard would not be “paid,” or can have currency withdrawn from their digital wallet accounts.

If you think about this idea you’ll realize several things. To work at all would require a large population of participants who are “conditioned” to become part of the monitoring system. That means people who have programmed nanobots in their bodies, which would automatically do the parameter monitoring and report to central computers. Those computers would necessarily have to interface with the digital financial system in order to perform digital dollar transactions to individual accounts – either deposits or withdrawals.

My read of this is – Microsoft has conceived and patented a digital gulag. Once people allow the nanobots to be in their systems and agree to allow the system to determine their financial future they’ve entered a digital slave-state. Whether they do so willingly, by court mandate, or by coercion doesn’t actually matter. What matters is – as long as they are part of the system (reminds me of The Borg) the only way to ensure their survival is to comply with instructions provided them. Non-compliance means either non-payment or a financial deduction from their digital wallets. Continued non-compliance could mean financial ruin. If such a system was normalized and government-mandated it might mean non-compliant people could literally be excluded from all of society. Their account could be erased – even their ID file. Though they would still be alive, for all digital purposes they would cease to exist. Where might their next stop be? What’s your first thought?


When you take all the above information and smash it together you should understand how the society of the future will be controlled. The only recourse to digital transactions will be barter and trade. Something tells me that barter and trade will become tomorrow’s new felony or perhaps a financial capital crime.

Once the Digital ID account is created it becomes the master account upon which all other accounts depend. The Digital ID account will have your personal 3-D image folder, which will be used to track your comings and goings. We may all be required to carry a communications device very much like our current cell phones, which will constantly broadcast its location (very much like the GPS locator system in use today). Your locator device will constantly report to your Digital ID account. Meanwhile, all your finances will be managed in your central bank’s computers, which are linked to your Digital ID account. All your health records, academic records, licenses, certifications, affiliations, DNA profile, vaccination records, political party affiliations, criminal record, and any other record of interest to any level of government will also be accessible through your Digital ID account. If you have a job, your pay will be deposited to your Digital Wallet. If Microsoft’s Body Activity monitoring system becomes real your compensation may be totally dependent on how well you perform your job, as compared to standards you may not even be aware of.

Remember the nanobots Microsoft proposed in their patent? If the financial system is configured such that it could only be accessed by those who had nanobots injected into them, do you suppose that might constitute a sufficient incentive for most citizens to allow them? The government could truthfully say it didn’t mandate nanobot injections. The choice to participate in society would be entirely yours to make. Your individual freedom of choice would be intact. Does that sound vaguely familiar?

You may wonder if you have any choice in any of the re-engineering of our future. The truth is – you don’t. Those decisions are being made every day by people we’ve never heard of, and never will hear of. They are the faceless powers that rule us, even now. While we don’t have a choice in the engineering, we do have a choice in participation. If enough of us refuse to go along we can at least stall full implementation for some time, which may allow us an opportunity to derail things. The simple truth is – all the future being planned for us can be stopped if enough of us just say “NO!

You do understand, that’s not going to happen, don’t you? Our young people have been conditioned to believe in things like “newer is better.” They believe in convenience, and what’s more convenient than being able to do any business in their lives through one hand-held device that the government will provide free of charge? Young people think the entire notion of digital tyranny is laughable. They don’t comprehend the true nature of freedom, so they see no threat involved. To them, it’s all just some crazy conspiracy theory, dreamed up by old goats who spend too much time drunk in their basements, while conversing via E-mail with their equally crazy friends.

It’s left to those of us who are old enough to remember what freedom used to look like to try to claw some of it back. It’s up to us and the few younger people we’ve managed to raise up with real sense. We have to stand up and shout. We have to become prophets of doom. We can see what’s in front of us; the truth of the New World Order. We can understand how very close we are to virtual slavery and how that makes us ever-closer to becoming slaves in a much more literal way. We can understand how our government can pretend to work in our interests, all while it mindlessly implements the globalist schemes that will ensure its own eventual destruction. If all of us who understand would only refuse to play along, perhaps we could save ourselves. Perhaps.

The time of warnings is over. It’s time to choose. In the language of today, now is our “Red Pill or Blue Pill?” moment. What’s it going to be?

In Liberty,


© Steve A. Stone


The views expressed by RenewAmerica columnists are their own and do not necessarily reflect the position of RenewAmerica or its affiliates.
(See RenewAmerica's publishing standards.)

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Steve A. Stone

Steve A. Stone is and always will be a Texan, though he's lived outside that great state for all but 3 years since 1970, remembering it as it was, not as it is. He currently resides in Lower Alabama with a large herd of furry dependents, who all appear to be registered Democrats. Steve retired from the U.S. Coast Guard reserves in 2011, after serving over 22 years in uniform over the span of four decades. His service included duty on two U.S. Navy attack submarines, and one Navy and two U.S. Coast Guard Reserve Units. He is now retired after working as a senior civil servant for the U.S. Navy for over 31 years. Steve is a member of the Mobile County Republican Executive Committee and Common Sense Campaign, South Alabama's largest Tea Party. He is also a member of SUBVETS, Inc., and a life member of both the NRA and the Submarine League. In 2018, Steve created 671 Press LLC as his own marquee to publish his books under—he does it his way.


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